Auto Finance Tool 2024
Car Depreciation
Calculator
See exactly how much your vehicle loses in value year by year — and what it's worth today.
🚗 Car Depreciation Calculator
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Original Price
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Current Value
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Total Depreciated
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Lost per Year
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| Year | Vehicle Age | Value | Depreciation | % Remaining |
|---|
How Does Car Depreciation Work?
Car depreciation is the loss in value a vehicle experiences over time. New cars typically lose 15–25% of their value in the first year alone, and around 50% within the first three years. Understanding depreciation helps you make smarter buying decisions — whether to buy new, used, or lease.
Average Depreciation Rates by Year
| Year | Typical Depreciation | Remaining Value |
|---|---|---|
| Year 1 (new → used) | 15–25% | 75–85% |
| Year 2 | 15–18% | 60–70% |
| Year 3 | 13–15% | 50–58% |
| Year 5 | 10–12%/yr | 35–45% |
| Year 10 | 5–8%/yr | 15–25% |
💡 Smart Buy Tip: Buying a car that's 2-3 years old avoids the steepest depreciation curve — you get 50-70% of the car's life while paying 25-35% less than new price.
Vehicles That Hold Value Best
| Category | Examples | 5-yr Retention |
|---|---|---|
| Pickup Trucks | Toyota Tacoma, Ford F-150 | 50–60% |
| SUVs | Toyota 4Runner, Jeep Wrangler | 45–55% |
| Japanese Sedans | Toyota Camry, Honda Civic | 40–50% |
| Luxury Sedans | BMW, Mercedes | 30–40% |
| Electric Vehicles | Various | 40–55% |
Search Keywords
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